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Our Process

Not a project.
A partnership.

Structured onboarding gets us started. Quarterly focus keeps your CFO sharp. But the relationship? That never ends. Your CFO stewards your financial life through every season, every transition, every generation.

Quarterly Focus

Every quarter has a purpose. Tax strategy, wealth review, risk protection, legacy planning — structured rhythm, not random check-ins.

Never-Ending

Your financial life doesn't have a finish line. Neither does our relationship. We steward your wealth through every chapter.

Compounding Value

Year one builds the foundation. Year two optimizes. Year three and beyond? That's where the compounding really begins.

Phase One

Getting Started

The first 8 weeks build the foundation. After that, the real work — and the real value — begins.

01Week 1

Discovery Call

Understanding Your World

A 60-minute conversation to understand your complete financial picture — business, family, goals, and challenges. No sales pitch. Just listening.

Map your current advisory relationships
Identify immediate pain points and gaps
Initial complexity assessment
Determine mutual fit
02Weeks 2–3

Complexity Assessment

Mapping Your Situation

Proprietary analysis across tax, estate, business, and investment dimensions to determine your planning needs and appropriate consultive fee tier.

Review all financial documents
Score complexity across 5 dimensions
Gap analysis report
Consultive fee tier determination
03Week 4

Proposal & Agreement

Transparent Partnership

Clear scope of work, transparent consultive fee based on complexity (not assets), and mutual expectations in writing. No surprises.

Detailed engagement proposal
Transparent fee schedule
Scope of work document
Desired multi-year relationship
04Weeks 5–8

Onboarding & Foundation

Building Your Infrastructure

Account transfers, team introductions, advisor coordination, and establishing the planning infrastructure that supports everything going forward.

Account transfers & paperwork
Advisor team introductions
Connect with CPA, attorney, partners
Set up reporting systems
The Ongoing Relationship

The Quarterly Cycle

Every quarter has a distinct focus. Every year, the cycle repeats — deeper, sharper, more refined. This is how compounding stewardship works.

YOURFINANCIALLIFEQ1TAX STRATEGYQ2WEALTH REVIEWQ3RISK & PROTECTIONQ4LEGACY PLANNING
Perpetual Cycle

A rhythm, not a checklist.

Most advisors schedule an annual review and call it a relationship. We operate on a quarterly cadence because your financial life doesn't pause for 12 months between conversations.

Each quarter has a seasonal focus — but we're always available between meetings. Think of it as a CFO who's always engaged, not a consultant who shows up once a year.

Year after year. Quarter after quarter.
Q1

Tax Strategy & Optimization

January – March

Year-end tax review, Roth conversion analysis, estimated tax planning, and proactive strategies for the year ahead.

Key Deliverables
Annual tax projection model
Roth conversion analysis
Tax-loss harvesting review
Estimated payment schedule
Q2

Wealth & Investment Review

April – June

Mid-year portfolio review, rebalancing, compensation planning, and alignment of investments with evolving goals.

Key Deliverables
Portfolio performance review
Rebalancing recommendations
Compensation optimization
Net worth statement update
Q3

Risk & Protection Review

July – September

Insurance coverage audit, estate plan review, business continuity planning, and ensuring your protection keeps pace with your growth.

Key Deliverables
Insurance coverage audit
Estate plan review
Beneficiary verification
Business continuity check
Q4

Year-End & Legacy Planning

October – December

Year-end gifting strategies, charitable giving, next-generation planning, and setting the vision for the year ahead.

Key Deliverables
Year-end gifting strategy
Charitable giving plan
Annual comprehensive review
Next-year planning roadmap
Between Quarters

Always On

The quarterly rhythm provides structure, but we don't disappear between meetings. These services run continuously in the background.

Advisor Coordination

We quarterback your CPA, attorney, insurance, and banking relationships — ensuring everyone works from the same playbook.

Investment Monitoring

Continuous portfolio oversight with tax-efficient rebalancing, not just quarterly snapshots.

Business Integration

Your business and personal wealth stay connected. Entity changes, compensation shifts, and exit planning evolve together.

Life Event Response

Job changes, births, deaths, windfalls, exits — we're your first call when life happens. No waiting for the next quarterly meeting.

The Relationship Compounds

Every year we work together, we know your situation better, anticipate more, and deliver deeper value. That's why most clients stay far beyond the initial commitment.

Year 1

Foundation

Onboarding, assessment, first implementation cycle. We learn your world and build the infrastructure.

Complexity assessment
90-day action plan
Advisor team coordination
First 4 quarterly reviews
Year 2

Optimization

Refining strategies, catching opportunities, demonstrating measurable results. The plan matures.

Tax strategy refinement
Portfolio optimization
Estate plan updates
10% loyalty discount begins
Year 3+

Stewardship

Deep institutional knowledge. Proactive guidance. Multi-generational planning. This is where the real value lives.

Proactive opportunity spotting
Next-generation engagement
Legacy planning evolution
Deepening compound returns
The cycle continues. Year after year. Quarter after quarter.
Common Questions

Frequently Asked Questions

Everything you need to know about working with us

Pricing & Fees

Process & Ongoing Relationship

Services & Approach

Getting Started

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