You have a CPA. An attorney.
Nobody's quarterbacking the play.
RSUs vesting, deferred comp decisions due, concentrated stock risk growing — and your CPA, attorney, and investment advisor aren't talking to each other. We step in, coordinate all of them, and give you one clear plan.
So you can get back to leading. We'll handle the rest.
The Problem
You've built a team of professionals. But nobody is leading the team.
Siloed Professionals
Your CPA files. Your advisor invests. Your attorney drafts. Nobody connects the three toward one strategy.
Compensation Complexity
RSUs, stock options, deferred comp, ESPP — each with tax implications that compound when nobody coordinates the timing.
Reactive, Not Proactive
Most advisors wait for you to call. Nobody is proactively reviewing your cashflow, tax exposure, and risk quarter by quarter.
We quarterback the outcomes.
You already have the professionals. What you're missing is the leader who connects them — who ensures your CPA's tax strategy aligns with your estate attorney's trust structure and your insurance coverage.
We sit at the center of your advisory team and drive every professional toward one unified outcome — your financial plan.
High net worth planning. Set planning rates. Quarterly accountability.
Cashflow Strategy
Income timing, vesting schedules, liquidity planning
Tax Alignment
Coordinating CPA, comp timing, and investment tax efficiency
Risk & Estate
Insurance review, estate coordination, beneficiary alignment
Comp Planning
RSU, ISO, NQSO, ESPP, deferred comp strategy
What You Get
A financial quarterback managing every dimension of your wealth. Delivered every quarter at set planning rates.
Comprehensive Financial Planning
Cashflow modeling, retirement projections, education funding, and risk analysis — all integrated into one living plan.
Executive Compensation Strategy
RSUs, stock options, deferred comp, ESPP — we coordinate the timing and tax implications across your entire compensation package.
Advisory Team Quarterback
We coordinate your CPA, estate attorney, insurance advisor, and benefits team. Every professional working toward one plan — not five separate agendas.
Investment Management
Tax-efficient, risk-managed, and aligned with your complete financial plan — not managed in isolation.
*Tax planning and estate planning coordination are provided in collaboration with your existing professionals. 12 Stones Capital Partners does not provide tax preparation, legal advice, or draft legal documents. **Estate tax planning strategies are coordinated with your estate attorney.
We bring the right team to you.
Your situation is unique. We coordinate specialized partners based on your specific complexity—so every professional is aligned and working toward your goals.
We Assess
Identify the specific expertise your situation demands
We Assemble
Bring in vetted specialists who understand executive complexity
We Quarterback
Coordinate every professional so nothing falls through the cracks
CPA & Tax Professionals*
Multi-year tax projection and coordination. RSU vesting schedules, AMT optimization, and deferred comp distribution timing—all aligned with your broader plan.
PartnerEstate & Trust Attorneys*
We coordinate with estate counsel to ensure your documents reflect current compensation, equity positions, and beneficiary designations—updated as your situation evolves.
PartnerInsurance Specialists
Right-sized coverage based on your actual risk profile. Disability, umbrella, life—coordinated with your equity comp and benefits to eliminate gaps and redundancy.
Banking & Lending
Securities-based lending, mortgage optimization, and liquidity strategies. We connect you with banking partners who understand concentrated stock positions and executive cash flow.
Benefits & Compensation Advisors
Negotiation support and optimization of executive packages. NQDC elections, SERP analysis, and golden parachute structuring—coordinated with your tax and estate strategy.
Real Estate & Property
Relocation planning, investment property analysis, and 1031 exchange coordination. Real estate decisions integrated with your tax strategy and liquidity timeline.
We don't just refer. We coordinate. Every partner we bring to the table is briefed on your full picture—so recommendations are integrated, not isolated. You get one cohesive strategy, not six separate opinions.
Estimate Your Investment
Answer these questions to estimate your planning fee based on the complexity of your compensation, household financial management, and family CFO needs.
Click on a question above to begin your complexity assessment
Ready for a quarterback?
High net worth planning at set rates. Quarterly accountability. One team driving every outcome.
Schedule a Discovery Call