70% of wealth transfers fail.
Not because of bad investments. Because nobody coordinated the team. Your CPA, estate attorney, insurance advisor, and investment manager are all working in silos. We bring them together around your family — and make sure the next generation is prepared, not just inherited.
So your family can focus on what matters. We'll handle the complexity.
Why Wealth Doesn't Last
The problem isn't the portfolio. It's the absence of a team built around the family.
No Unified Team
Multiple advisors serving individual family members. Nobody serving the family as a whole. No shared strategy. No shared vision.
Unprepared Heirs
Inheriting wealth without wisdom. Without preparation, inheritance becomes a burden — not a blessing. The next generation needs education, not just assets.
Transfer Without Transition
Estate documents get signed. Assets get moved. But nobody planned the human side — the conversations, the governance, the shared values that hold families together.
We build a team around your family.
Successful wealth transition requires more than documents and accounts. It requires a dedicated team assembled around the family — coordinating every professional, preparing every generation, and preserving the family's values alongside the family's wealth.
We quarterback the estate attorney, CPA, insurance advisors, and trust officers. We facilitate family meetings. We educate the next generation. We serve the family — not just the portfolio.
Your family's legacy. That's the mission.
Team Assembly
CPA, attorney, trust officer, insurance — all coordinated
Family Governance
Decision frameworks, family councils, conflict resolution
Next-Gen Education
Financial literacy, family values, gradual involvement
Wealth Transition
Tax-efficient transfer, trust strategy, legacy planning
How We Serve Your Family
A team built around your family. Protecting wealth, preserving values, and strengthening relationships through every generation.
Wealth Transition Strategy
Tax-efficient transfer is only half the equation. We plan the human side — preparing heirs, aligning values, and ensuring the transition strengthens the family rather than fracturing it.
Family Governance & Communication
We facilitate the conversations most families avoid. Family councils, decision frameworks, shared values documentation, and conflict resolution — the infrastructure that keeps families aligned across generations.
Estate Planning Coordination
We quarterback your estate team — coordinating with your attorney, CPA, and trust officers to ensure every document reflects reality and every strategy serves the family's goals.
Next Generation Preparation
The next generation doesn't just need assets — they need wisdom, responsibility, and gradual involvement. We educate, mentor, and prepare heirs to be engaged participants, not just inheritors.
Charitable Planning & Legacy
Strategic giving that reflects the family's values. Tax-efficient philanthropy that creates impact while preserving wealth for future generations.
*Tax planning and estate planning coordination are provided in collaboration with your existing professionals. 12 Stones Capital Partners does not provide tax preparation, legal advice, or draft legal documents.
A team built for generations.
Multi-generational wealth requires multi-disciplinary expertise. We assemble and coordinate the specialized partners your family needs—aligned across generations, entities, and goals.
Family Discovery
Understand the full family picture—entities, generations, values, and complexity
Curate the Team
Bring in specialists who serve multi-generational families—not just individuals
Unify the Strategy
Every advisor works from one family playbook—across all generations and entities
Trust & Estate Attorneys*
Dynasty trusts, GRATs, ILITs, and multi-generational transfer structures. We coordinate with estate counsel who specialize in complex family wealth—ensuring documents evolve as your family does.
PartnerPhilanthropy & Foundation Advisors
Donor-advised funds, private foundations, charitable remainder trusts, and impact strategy. We connect your family with advisors who align giving with values—and optimize the tax benefit.
Family Governance Consultants
Family councils, decision-making frameworks, conflict resolution, and communication structures. We bring in governance specialists who help families make decisions together—not apart.
Tax & Accounting Specialists*
Multi-entity tax coordination, generation-skipping transfer strategies, and gift tax planning. CPAs who understand the interplay between trusts, entities, and individual returns across your entire family.
Business Controller & CFO
Fractional CFO, controller, and accounting services that integrate directly with your wealth plan. Real-time financial clarity for your business operations so every decision is grounded in accurate data.
PartnerPrivate Banking & Fiduciary
Trust administration, custodial services, and private banking relationships. We connect your family with institutions equipped to serve multi-generational complexity—not just high balances.
Next-Gen Education & Mentorship
Financial literacy programs, mentoring, and gradual involvement in family wealth decisions. We bring in educators who prepare the next generation to be responsible leaders—not just beneficiaries.
Legacy isn't built by one advisor. It's built by a coordinated team that understands your family's values, complexity, and vision across generations. We assemble that team—and make sure everyone is rowing in the same direction.
Estimate Your Investment
Answer these questions to estimate your planning fee based on the complexity of your family's wealth, governance, and multi-generational needs.
Click on a question above to begin your complexity assessment
Ready to build a team around your family?
Successful wealth transition. Generational continuity. A team that serves your family — not just your portfolio.
Schedule a Discovery Call