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How We Price

Transparent. Fair. Aligned with your success.

Pricing That Makes Sense

Scope-Based

Advisory fees reflect the strategic work delivered — not just portfolio size.

Transparent

No hidden fees. We earn for advice, coordination, and strategic oversight. You know exactly what you're paying.

Value-Aligned

We're incentivized to plan wisely, not gather assets. Your success drives everything we do.

W-2 Executives

Annual Consultive Fee
$9,500$20,500

Based on complexity, plus $2,500 onboarding fee

Custom proposal provided after initial discovery.

$2,500 onboarding fee — Covers initial discovery, complexity assessment, and financial architecture.

Desired multi-year relationship — We assess fitment and build for 5+ years, not transactions.

Scope of Work

Comprehensive Financial Planning

  • Cash flow modeling and optimization
  • Retirement projections and planning
  • Education funding strategies

Executive Compensation Planning

  • RSU vesting and tax timing strategies*
  • ISO vs. NQSO exercise optimization
  • ESPP and deferred compensation planning

Investment Management

  • Tax-efficient portfolio management
  • Concentrated stock diversification
  • Tax-loss harvesting and rebalancing

Estate & Risk Management

  • Estate planning coordination*
  • Insurance needs analysis and optimization
  • Beneficiary designation audit
Learn more about Executive services

Business Owners

Family & Business Advisory Fee
0.25%1.00%

On external non-managed assets — based on complexity

Greater complexity = higher fee. Custom proposal provided after initial discovery.

Complexity-driven — More entities, more generations, more moving pieces = a higher advisory percentage that reflects the work involved.

AUM billed separately — Investments under management on our platform carry their own fee for advice. No double-charging on managed assets.

Desired multi-year relationship — We assess fitment and build for 5+ years. Exit planning requires runway.

Scope of Work

Includes all Executive services, plus:

Business Valuation & Exit Planning

  • Annual business valuation tracking
  • Exit strategy development (sale, ESOP, succession)
  • Deal structure optimization
  • Post-exit wealth transition planning

Entity & Tax Structure*

  • Entity structure optimization (S-Corp, C-Corp, LLC)
  • QSBS qualification and planning
  • Owner compensation optimization
  • Multi-year tax projection and planning*

Business-Personal Integration

  • Retirement plan design (401k, Cash Balance, DB)
  • Key person insurance and buy-sell agreements
  • Asset protection strategies
  • CPA and attorney* coordination
Learn more about Founder services

Multi-Generational

Family & Business Advisory Fee
0.25%1.00%

On external non-managed assets — based on complexity

Greater complexity = higher fee. Custom proposal provided after initial discovery.

Complexity-driven — More generations, more trusts, more coordination = a higher advisory percentage that reflects the work involved.

AUM billed separately — Investments under management on our platform carry their own fee for advice. No double-charging on managed assets.

Family office infrastructure — Without the family office cost.

Multi-year engagement — Generational planning requires long-term commitment.

Scope of Work

Includes all Executive services, plus:

Family Governance

  • Family mission and values articulation
  • Governance structure design (family council, committees)
  • Family meeting facilitation
  • Conflict resolution frameworks

Wealth Transfer & Estate*

  • Multi-generational estate planning coordination*
  • Trust structure optimization (GRAT, ILIT, Dynasty)
  • Lifetime gifting strategies
  • GST and FLP planning

Next Generation & Philanthropy

  • Financial literacy and responsibility education
  • Inheritance preparation programs
  • Philanthropic strategy (DAF, foundations, CRT)
  • Legacy documentation

Advisor Coordination

  • Quarterback all professional advisors
  • Fee analysis and service benchmarking
  • Centralized reporting and documentation
Learn more about Family Office services

Compare Options

Find the right fit for your situation.

FeatureExecutivesFoundersMulti-Gen
Advisory Fee$9.5K–$20.5K0.25%–1.00%
on external assets
0.25%–1.00%
on external assets
Financial Planning
Investment Management
Billed separately
Tax Planning Coordination*
Estate Planning Coordination*
Executive Comp Planning
Business Integration
Exit Planning
Family Governance
Next-Gen Education
Philanthropic Strategy
Advisor CoordinationBasicEnhancedFull Quarterback

An Additive Layer

Sophisticated, purpose-driven portfolios — at fairer pricing than generic advisory fees for broad-based index funds.

Standalone

1.25%

For clients who engage us for sophisticated portfolio management without a planning consultive fee.

Fee-Based Clients

1.00%

For clients who also hold a planning consultive fee. Rate scales down competitively as assets grow.

Investment management fees scale down competitively at higher asset levels. You're getting institutional-quality, purpose-driven investing — not paying generic advisory fees for broad-based index funds and ETFs anyone can buy on their own. Exact schedule discussed during discovery.

Ready to Talk?

Schedule a discovery call to discuss your situation and determine the right fit.

SCHEDULE DISCOVERY CALL

No obligation. No pressure. Just a conversation.

*Tax planning, estate planning, and legal advice are provided in coordination with your CPA and attorney. 12 Stones Capital Partners does not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.